Fisheries and Marine Institute of Memorial University of Newfoundland

Through estate gifts, it is possible to make a contribution that will affect generations well into the future. Legacy gifts to the Marine Institute can nurture tomorrow’s oceans industry leaders and innovators.

There are several ways you can make a legacy gift to Marine Institute.

• Bequest: A gift through your will.
• Life insurance: A gift through a life insurance policy.
• RRSP-RRIF: Designate Marine Institute of Memorial University as the beneficiary of your RRSP or RRIF.
• Appreciated securities: A gift through publicly traded stocks, bonds or mutual funds.

Wise estate planning can reduce taxes payable and maximize the impact of your estate, allowing you to help your heirs and fulfill your charitable wishes. Please consult your lawyer, accountant and/or financial advisors when planning a legacy gift.